Payment instrument
The Payment Instruments are the various payment instruments that a Payer has registered and can use to make the desired payments.
These can include credit or debit cards, A2A transfers, PIX, bank accounts, cryptocurrencies, among others.
It's important to highlight that this category does not include specific information about the payment to be made, such as the amount, currency, date, and time. Payment Instruments focus exclusively on the payment instruments available to the user, offering versatility in choosing the most convenient instrument.